Bloke Mortgages | ATO Debt & Alt-Doc Finance

What I help with

ATO Debt Clearance

Restructure outstanding tax liabilities through non-bank solutions, with a clean exit path back to prime bank rates once your position is seasoned.

Alt-Doc & Cash Flow

Access finance options built for self-employed cash flow — using BAS statements or an accountant's letter alongside standard bank pathways, subject to individual lender assessment.

Commercial & Asset Finance

Equipment, vehicle, and working capital facilities, structured to protect cash flow without tying up your primary residence.

What clients and partners say

★★★★★ 5.0 average from Google reviews

★★★★★

"A huge thank you to Daniel from Bloke Mortgages for his great effort and professionalism throughout our refinance process. Everything was easy, clear and straightforward from start to finish. Daniel went above and beyond to accommodate our needs and achieve the best possible outcome for us."
Tarek Saeed, Google Review

★★★★★

"They make it real easy to get finance and handle everything. Never feel you are kept in the dark — they keep you well informed every step of the way by letting you know what the next steps are and what to expect."
Cameron Ross, Google Review

★★★★★

"Helped one of my clients get a pretty good deal. He had tried with a few banks and was not getting anywhere. Bloke Mortgages are very good at securing the best deals. Would recommend to all."
Peter Thompson, referral partner, Google Review

REFER A MATE

Back a mate. Pocket $500.

Got a mate, family member or client who needs a home, investment or business loan? If they settle a qualifying loan through Bloke Mortgages, I'll pay you $500 cash straight into your bank account. No gift cards. No points. Just cash.

Check with your mate

Make sure they're happy for me to give them a quick, no-obligation call to go over their numbers.

I cut the red tape

I run the scenario, look for a suitable lender on my 80+ lender panel, and handle the application from there.

$500 lands in your account

Within 7 business days of a qualifying loan settling, I pay you $500 by PayID or bank transfer. I'll ask for your payment details after settlement.

Leave this empty

Your details

Your name

Your mobile

Your email

Your mate's details

Their name

Their mobile

Their email

What do they need help with?

Your details and your mate's are used only to arrange this referral. See our .

Terms and disclosures

Your role. You only pass on your mate's name and contact details, with their permission. You don't give credit advice, quote interest rates or take part in assessing the loan. This arrangement is intended to rely on the referrer exemption in regulation 25 of the National Consumer Credit Protection Regulations 2010.

Disclosure. The $500 referral payment will be disclosed to the borrower in the documents Purple Circle requires before they sign.

Qualifying loans. The $500 is paid only if the person you refer settles a residential, commercial or asset finance loan of at least $250,000 through Bloke Mortgages. It isn't paid on loans that are declined or withdrawn, or on enquiries already in progress with Bloke Mortgages. One payment per settled loan, within 7 business days of settlement. This offer may be changed or withdrawn at any time, and referrals already submitted will be honoured.

Daniel Thompson (Credit Rep 578467) and Bloke Realty Pty Ltd t/a Bloke Mortgages (Corporate Credit Rep 578466) are authorised credit representatives of Purple Circle Financial Services Pty Ltd (ACL 486112).

What happens when you book

Free 15-min call

We talk through your situation — no forms, no paperwork, just a straight conversation about what's going on.

I tell you straight

You'll know by the end of the call whether it's workable and roughly what the path looks like — no false hope, no wasted time.

We move, if it's right for you

If you want to proceed, I match you with the right lender from the panel and handle the application from there.

Book a Free 15-Min Call

Mortgage Broker Bribie Island & Caboolture

Straight-talking finance advice for Moreton Bay — home loans, refinancing, business finance, and help when the banks say no.

If you're looking for a mortgage broker who actually knows Bribie Island and Caboolture — not someone reading your postcode off a screen — that's what you get with Bloke Mortgages. I work directly with clients across Bongaree, Banksia Beach, Caboolture, Morayfield, Burpengary and the wider Moreton Bay region. No call centre, no hand-offs — you deal with me from the first call to settlement.

Residential home loans & refinancing — buying in Caboolture or refinancing in Bongaree, I'll walk you through what's actually achievable before you apply.
Self-employed & alt-doc lending — BAS statements or an accountant's letter may be enough if your tax returns don't tell the full story.
ATO debt restructuring — non-bank options worth exploring if ATO debt is affecting your ability to get finance.
Commercial & asset finance — equipment, vehicle, and working capital finance structured to protect your cash flow.

Book a Free 15-Min Call

Common questions

Is there a fee to talk to you?

No. The initial call is free, with no obligation to proceed.

Will this affect my credit score?

A preliminary chat costs nothing and doesn't touch your credit file. We'll only run a formal check once you've decided to proceed with an application.

How long does ATO debt restructuring take?

It varies with your situation. After our first call, I'll give you a clear picture of the options and what each would involve. Timelines depend on the lender and the structure.

Do I need perfect financials to qualify?

Not necessarily — alt-doc and BAS-based lending is designed for business owners whose tax returns may not fully reflect current cash flow. Every application is still assessed individually against each lender's own criteria, and approval is never guaranteed.

Are alt-doc or non-bank options the same as a standard bank loan?

Not always. These solutions can suit situations a major bank won't, but may carry higher interest rates or fees than standard bank lending. We'll walk you through the specific costs and trade-offs of any option before you proceed.

What if I need finance that isn't a mortgage?

I can introduce you to eBroker (Australian Credit Licence 523695), a separate licensed credit provider that handles non-mortgage finance. They assess and arrange the loan, not me, and I may receive a referral fee if you proceed. Book a free call and I'll explain how it works.

What to do if you have a dispute or complaint?

Internal Dispute Resolution (IDR): If you have a complaint, you can raise it verbally or in writing directly with Daniel Thompson, or with Purple Circle Financial Services' compliance team:

Email: compliance@purplecfs.com.au
Phone: 1300 366 406
Mail: Complaints Officer, Purple Circle Financial Services, 14A Porter Street, Beaconsfield, WA 6162, Australia

External Dispute Resolution (EDR): If your complaint isn't resolved to your satisfaction, you can contact the Australian Financial Complaints Authority (AFCA), an independent, external body:

Online: www.afca.org.au
Email: info@afca.org.au
Phone: 1800 931 678
Mail: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001

Bank said no? There may be another way.

This is probably worth a call if —

Own a home? Get a free loan check